270 Gereja di Amerika di Sita Bank Karena Bangkrut

Kenapa ya ko bisa bangkrut?

U.S. banks foreclosing on many churches with deadbeat mortgages
By Reuters Staff MARCH 9, 2012

Banks are foreclosing on America’s churches in record numbers as lenders increasingly lose patience with religious facilities that have defaulted on their mortgages, according to new data. The surge in church foreclosures represents a new wave of distressed property seizures triggered by the 2008 financial crash, analysts say, with many banks no longer willing to grant struggling religious organizations forbearance.

Since 2010, 270 churches have been sold after defaulting on their loans, with 90 percent of those sales coming after a lender-triggered foreclosure, according to the real estate information company CoStar Group.

In 2011, 138 churches were sold by banks, an annual record, with no sign that these religious foreclosures are abating, according to CoStar. That compares to just 24 sales in 2008 and only a handful in the decade before.

The church foreclosures have hit all denominations across America, black and white, but with small to medium size houses of worship the worst. Most of these institutions have ended up being purchased by other churches.

The highest percentage have occurred in some of the states hardest hit by the home foreclosure crisis: California, Georgia, Florida and Michigan.

“Churches are among the final institutions to get foreclosed upon because banks have not wanted to look like they are being heavy handed with the churches,” said Scott Rolfs, managing director of Religious and Education finance at the investment bank Ziegler.

Church defaults differ from residential foreclosures. Most of the loans in question are not 30-year mortgages but rather commercial loans that typically mature after just five years when the full balance becomes due immediately. Its common practice for banks to refinance such loans when they come due. But banks have become increasingly reluctant to do that because of pressure from regulators to clean up their balance sheets, said Rolfs.

Source:
http://blogs.reuters.com/faithworld/2012/03/09/u-s-banks-foreclosing-on-many-churches-with-deadbeat-mortgages/

Pertama, jangan mendirikan gereja untuk mencari keuntungan finansial (pepuluhan) saja.

Kedua, jemaat tambah kritis, gereja yang tidak melayani tentu akan ditinggalkan, apalagi yang cuma bisa ancam mengancam, atau yang cuma memarahi jemaat nya kalau kotbah.

Ketiga, didiklah jemaat untuk mengenal Jesus dengan benar, agar tidak mudah kehilangan minat terhadap gereja dan agama, pengajaran jangan cuma kulit, tetapi menyentuh hati.

ke empat…jual hartamu (harta gereja maksudnya) dan bagikan pada orang2 miskin dan yg membutuhkan hehehehe.

Waaaaaahhh, ekstrim tuh, he he he he
:smiley:

Wah, mantap nih, agak susah ya bro tapi. At least, spirit untuk membuat suatu “gereja yang berdampak” pada lingkungan harus dikobarkan